Professional Liability, when the work itself is the risk.
If clients pay you for advice, designs or deliverables, your biggest exposure isn’t a slip-and-fall, it’s a claim that your work was wrong. Professional liability funds the defense and the damages when a client says a mistake cost them money.
The pieces that make up the policy.
Errors & omissions
01
Claims that your professional service, advice or deliverable was negligent or fell short.
Defense costs
02
Legal defense funded even when a claim is meritless, often the largest cost of all.
Prior-acts coverage
03
Retroactive cover for work performed before the policy began, so old projects stay protected.
Cyber & privacy options
04
Breach response and data-privacy coverage added for firms that hold client data.
Built for operators who can’t absorb the hit.
Consultants & agencies
Architects & engineers
Accountants & advisors
Tech & IT firms
Not sure it applies to you? Send us your operation and we’ll tell you straight whether this line belongs in your program.
Where this line earns its keep.
01
A client says your advice cost them
E&O funds your defense and any settlement when a client alleges your work caused a financial loss.
02
A design is blamed for a defect
Professional liability responds to claims that your drawings or specifications were at fault.
03
A meritless suit lands
Even baseless claims cost real money to defend, and your policy pays the legal bills.
Lines that often sit alongside it.
Professional Liability questions, answered.
Turn your risk into a plan.
Takes less than 8 minutes. We’ll follow up within one business day with options structured around how your business actually runs.
[ NO OBLIGATION ] · [ 48HR AVG. RESPONSE ]