Business Auto, rated on the vehicles you actually run.
Commercial auto is one of the hardest markets in insurance, and underwriters read your loss runs and driver records first. We bring telematics and a documented safety story so your fleet is priced on its real record, not the industry average.
The pieces that make up the policy.
Commercial auto liability
01
Bodily injury and property damage your vehicles cause, rated on units, radius and driver records.
Physical damage
02
Collision and comprehensive coverage on the trucks, trailers and equipment you own.
Hired & non-owned
03
Exposure from rented vehicles and employees driving their own cars on company business.
Personal auto for principals
04
Personal lines for owners, coordinated with the commercial program under one roof.
Built for operators who can’t absorb the hit.
Fleets & trucking
Contractors with vehicles
Delivery & service businesses
Owners wanting one broker
Not sure it applies to you? Send us your operation and we’ll tell you straight whether this line belongs in your program.
Where this line earns its keep.
01
Your auto premium keeps climbing
We bring telematics, driver files and a safety program to underwriters so the fleet is rated on its real record.
02
An employee crashes their own car on a run
Hired and non-owned coverage responds to exposure your business carries even without owning the vehicle.
03
A contract requires high auto limits
We pair primary auto with an excess layer to meet shipper and broker requirements.
Lines that often sit alongside it.
Business Auto questions, answered.
Turn your risk into a plan.
Takes less than 8 minutes. We’ll follow up within one business day with options structured around how your business actually runs.
[ NO OBLIGATION ] · [ 48HR AVG. RESPONSE ]