Wholesale & Manufacturing insurance, built around your operating reality.
Product liability follows your goods downstream and your property is the whole operation. We cover the plant, the product and the supply chain.
We engineer the program. We don’t just quote it.
01
Risk Intelligence
Before we quote anything, we model how your business actually loses money: loss runs, real exposures, and the gaps no one flagged. The program follows the analysis, not a template.
02
Strategic Coverage
We benchmark your program against the strongest standard in your industry and structure limits deliberately, not off a class-code average.
03
Long-Term Partnership
We stay in it after the bind: mid-term changes, claims advocacy, and a renewal we start 90 days early so you're never cornered.
How we structure wholesale & mfg. programs.
01
Product Liability
Third-party injury and damage caused by your goods downstream
02
Commercial Property & BI
Plant, machinery and the income lost when production stops
03
Stock Throughput / Cargo
Inventory covered from supplier to warehouse to customer
04
Workers' Compensation
Coverage and loss control for a machine-floor workforce
[ EVERY PROGRAM IS STRUCTURED TO THE OPERATION, NOT A CLASS-CODE TEMPLATE ]
What you get that a generic broker misses.
01
Product risk taken seriously
Liability scoped to where your goods actually go, including the contractual indemnity your distributors demand.
02
Business interruption that pays
BI and contingent BI limits built on real throughput, so a line going down is paid on what it truly costs.
03
Equipment breakdown built in
Coverage for the machinery your operation depends on, separate from, and alongside, the property policy.
Four steps. No black boxes.
The same disciplined sequence behind every program we place, from a two-person shop to a multi-state operator.
01
Discovery
A deep-dive audit of your operation, current program and historical loss runs, so we find the coverage gaps you are quietly carrying.
02
Market Analysis
We take your risk to our carrier network and benchmark the program against the strongest standard in your industry.
03
Proposal
A structured coverage architecture, disclosure-first, with the balance-sheet logic and institutional protections laid out in plain English.
04
Partnership
Ongoing stewardship, loss control and advice that scales as you grow, not a PDF you open once a year.
Tell us what’s keeping you up.
Send us the shape of your business and the risk you’re worried about. We’ll come back with a read on where your current program is exposed.
Turn your risk into a plan.
Takes less than 8 minutes. We’ll follow up within one business day with options structured around how your business actually runs.
[ NO OBLIGATION ] · [ 48HR AVG. RESPONSE ]